Terms of Service

By accessing or using the Paylenerix website at paylenerix.com, or by participating in any Paylenerix educational event, workshop, webinar, or advisory session, you agree to be bound by these Terms of Service.

Paylenerix provides educational content on personal financial planning topics including budgeting, saving, and goal-setting. All content, sessions, and materials are strictly educational and informational in nature. Nothing provided by Paylenerix constitutes financial advice, investment advice, tax advice, legal advice, or any form of regulated financial service under Mexican law, including the Ley del Mercado de Valores or the Ley de Instituciones de Crédito.

If you do not agree to these terms, please do not use the website or participate in Paylenerix services.

All content published on this website and delivered through Paylenerix sessions is intended solely for general educational purposes. Paylenerix educators are not licensed financial advisors, investment managers, tax professionals, or legal counsel. Their role is to explain financial planning concepts and frameworks in an educational context.

You are solely responsible for any financial decisions you make. Paylenerix does not recommend, endorse, or direct any specific financial product, institution, investment, or course of action. Any examples used in educational materials are illustrative only and do not represent specific situations or projected outcomes.

Individual financial circumstances vary significantly. Educational content that applies broadly may not be appropriate or applicable to your specific situation. You are encouraged to consult qualified professionals licensed under Mexican law before making significant financial decisions.

All content on the Paylenerix website, including text, graphics, logos, images, downloadable materials, workshop recordings, and the overall design and structure of the site, is the property of Paylenerix and is protected under applicable Mexican and international intellectual property law, including the Ley Federal del Derecho de Autor.

Participants in Paylenerix sessions receive a limited, non-exclusive, non-transferable license to use downloadable materials for personal educational purposes only. You may not reproduce, distribute, modify, publicly display, or create derivative works from any Paylenerix content without prior written permission.

Sharing session access credentials, recording sessions without prior written consent, or redistributing session materials to third parties is not permitted.

When using the Paylenerix website or participating in sessions, you agree to conduct yourself in a manner that is respectful, lawful, and consistent with the educational purpose of the platform. Specifically, you agree not to:

• Submit false, misleading, or fraudulent information through any contact form or registration process
• Attempt to gain unauthorized access to any part of the website or its underlying systems
• Use automated tools, bots, or scrapers to collect content from the website
• Engage in any conduct during sessions that disrupts the educational experience of other participants
• Use Paylenerix content or materials for commercial purposes without written authorization

Paylenerix reserves the right to refuse service or participation to any person who violates these conditions.

To the fullest extent permitted by applicable Mexican law, Paylenerix shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the website or participation in educational sessions. This includes, without limitation, any financial losses, decisions made based on educational content, or technical issues affecting access to sessions or materials.

The website and all content are provided on an "as is" and "as available" basis. Paylenerix does not warrant that the website will be uninterrupted, error-free, or free from harmful components. We make reasonable efforts to maintain accuracy of educational content but cannot guarantee that all information is current or complete at all times.

These Terms of Service are governed by and construed in accordance with the laws of the United Mexican States (Estados Unidos Mexicanos), including the Código Civil Federal and applicable federal consumer protection legislation. Any disputes arising from these terms shall be subject to the jurisdiction of the competent courts of Ciudad de México.

Paylenerix reserves the right to modify these Terms of Service at any time. Changes will be effective upon publication of the updated version on this page with a revised "Last Updated" date. Continued use of the website following publication of changes constitutes acceptance of the revised terms.

For questions regarding these Terms of Service, contact us at info@paylenerix.com or by telephone at +52 55 5565 9832.

The Paylenerix website may contain links to external websites for reference or informational purposes. These links do not constitute an endorsement of the linked sites or their content. Paylenerix has no control over and accepts no responsibility for the content, privacy practices, or availability of any third-party websites. Accessing linked sites is at your own discretion and risk.